Dental Insurance – Lebanon, NH
Get the Most Out of Your Benefits
At Santavicca Dental Professionals in Lebanon, our team understands that many families are concerned about the cost of oral health care. That is why we happily accept numerous dental insurance plans. Whether you bought your policy on your own or have it through your employer, you can view it as a valuable asset. Not only can it allow you to enjoy low-cost preventive services, but it may reduce the financial burden of restorative treatment as well! How can you get the most out of your benefits? Our team is familiar with the ins and outs of dental insurance, and we are ready and eager to assist you.
How Dental Insurance Works
Every dental insurance policy comes with its own set of benefits, stipulations, and rules. It is important that you take a bit of time to familiarize yourself with the details of your unique plan. In the meantime, you may glean some useful information from this overview of the coverage that is standard with many PPO dental plans:
- Preventive services, such as dental cleanings and exams, are frequently up to 100% covered.
- Minor restorative services, often including fillings, may be up to 80% covered.
- Major treatments, such as dentures and crowns, are usually around 50% covered.
- Specialty services, such as orthodontia and dental implants, might be up to 50% covered by certain premium plans.
- Cosmetic treatments are not typically covered.
What Is the Difference Between Dental & Medical Insurance?
Medical insurance focuses on general head-to-toe health. It does not cover preventive and routine dental services, such as cleanings, exams, fillings, and crowns. Dental insurance does usually apply to those treatments, and it has a strong focus on preventive oral healthcare. In some cases, there is a small amount of crossover between the two types of insurance. For example, in some instances, they might both cover certain types of oral surgery.
In-Network vs. Out-of-Network
If you have a PPO dental insurance plan, you have the freedom to visit virtually any dentist or specialist in the United States. Our practice is ready to welcome you and help you use your benefits, regardless of whether we are in your insurance network.
In-Network Coverage
If a practice is in-network with your insurance, it means they have a contract that manages cost and encourages a certain level of care. Often, out-of-pocket fees are lowest at in-network practices. At Santavicca Dental Professionals, we are in-network with:
- Delta Dental
- Anthem BlueCross BlueShield
- MetLife
- Cigna
- United Healthcare
- Aetna
- Guardian
- Atlus Dental
- United Concordia
- Assurant
- And more — we accept more than 200 different plans!
Out-of-Network
If we are not in your insurance network, we still warmly invite you to visit us for top-quality care. We will be happy to verify your PPO coverage and file claims on your behalf. You can expect to enjoy many of the same benefits as you would at an in-network provider. Remember, the most important thing is to visit a dental team whom you like and trust!